UK website — all you need is the number plate registration number of the vehicle. I'm an experienced journalist, digital editor and copywriter, now specialising in motoring. I'm married with two children and live near Bath in Somerset. Gareth Herincx 3 January Updated 12 July 5 minute read.
Getting back on the road Unlike road tax, you don't need to renew a SORN declaration every year but it's automatically cancelled when you tax your vehicle again. However just like standard car insurance, the cost of laid up car insurance depends on a host of other risk factors. The type and value of your car, where you live, and your claims history all play a part. Compare SORN insurance quotes online today to see how much you could save. Policies can be a little more expensive and different insurers will offer slightly different levels of cover so always check the policy wording before you buy.
This will notify the DVLA that the vehicle has been taken off the road. Only then can you decide to either not renew or cancel your existing car insurance. Remember too that under Continuous Insurance Enforcement rules, your vehicle must be insured even if you are not using it on the public highway, unless you have registered it as SORN.
You can register your vehicle as SORN by clicking here. There is no one answer. A number of factors such as the value of your vehicle can affect how much laid up insurance costs. Put simply SORN insurance costs less because there are few risk factors. Our laid up insurance covers only fire and theft risk when your vehicle is registered as being off the road. It does not provide cover for vehicles being used on the public highway where there more and higher risks.
Road risks can also be much more expensive for an insurer to cover as settlements may need include payments for things like personal injuries. To insure my vehicle, do I need to be the legal owner?
Yes, to insure you must be the registered keeper of the vehicle or provide other evidence of ownership. If you have registered your vehicle with the DVLA as off the road then you are not legally obliged to take out insurance. However, whilst your vehicle is SORN it could still be stolen or be destroyed or damaged by fire. Our laid up insurance protects against these risks, meaning you will not need face the cost of replacing your SORN vehicle.
Do you cover restoration projects? Yes, we can offer SORN insurance for vehicles whilst they are being restored. For the best experience, we recommend upgrading your browser to a newer version.
Get a car insurance quote. There are a number of situations where you are required to make a SORN on your vehicle, including: Your car isn't insured, even if only for a short period of time, such as if there's a delay in your policy renewal. Your car isn't taxed, bearing in mind tax can no longer be transferred with cars when they're sold on. You want to disassemble your car for parts before scrapping it. You buy a car but intend to keep it off road, SORN cannot be transferred from the previous owner.
You're going abroad on holiday for a long period of time and want to take your car off the road. Your car fails its MOT and needs significant repairs. Also, if you intend to carry out the work yourself you must declare it as SORN. When will the SORN take effect? When can you drive a car that's been declared SORN?
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